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This settlement company assigns each customer a dedicated account representative.
Your account rep will update you when a settlement is reached with one of your creditors and will be on hand to answer any questions.
Another thing to keep in mind is that your debts are going to continue to accrue interest.
It’s likely that because you stop making payments, you’ll be assessed late fees and penalty interest rates.
If you want to learn more about these regulations, the FTC provides information on its website.
As part of this program, you’ll stop making payments to your creditors and begin making one monthly payment into an account set up by the settlement company.If you value customer service most, Freedom Debt Relief is a good choice as its customer service is highly regarded in the industry.Customers get quick responses to calls and emails, and company representatives undergo three months of training before taking calls.So instead of saving 60 percent of your total debt, you’ll save 40 percent.It can still be worthwhile, but make sure to include the fees in your savings projections.
Credit Counseling: In some cases you may not meet the debt requirements to enroll in a settlement plan.